Mobile Home Policies
All homes come with their own unique protection requirements. Rest assured knowing whether in a mobile home park, private property, or permanent foundation— your mobile home is covered.
Insure Your Mobile Home Today
Mobile home insurance is a specialized form of coverage designed to protect factory-built homes, including manufactured and modular homes, from various risks. Standard mobile home insurance policies are designed for homes that are stationary whether in a mobile home park, private property, or on a permanent foundation.
Our standard mobile home policies cover dwelling protection, personal property coverage, and liability protection, safeguarding against perils such as fire, wind, hail, and theft. We also offer several options for mobile home owners.
Let Wilcar Insurance guide you through the best mobile home insurance policy to meet your needs. We’re here to help!
Rest easy knowing your mobile home is covered.
Given the unique construction and mobility of mobile homes, having tailored insurance ensures that both the structure and your possessions are adequately protected. Many mortgage lenders and mobile home communities in New York, Vermont, Connecticut, Massachusetts, and Florida require homeowners to carry mobile home insurance to mitigate potential financial losses.
Mobile Home Coverage and Options
Standard Coverage
Dwelling Protection
Extends the liability limits of your homeowners, auto, or renters insurance.
Personal Property Coverage
Protects belonging inside home.
Liability Protection
Covers injuries or property damage to others.
Coverage Options and Ad Ons
Trip/Transit Coverage
Protects your mobile home while being moved from one location to another.
Weather Damage
Protects your mobile home from extreme weather events.
Additional Structure Coverage
Covers sheds, garages, decks, porches, and carports that are not always included in standard policies.
